Process

How premium financing works at Pivot Funding.

A simple, transparent process designed to get you covered fast, whether you're a policyholder or a licensed Massachusetts agent.

  1. 01

    Contact Your Insurance Agent

    Select your coverage and ask your licensed agent about premium financing options.

  2. 02

    Review Your Financing Agreement

    Review the down payment, monthly installment, finance charge, and APR before signing.

  3. 03

    Sign Digitally & Make Down Payment

    Sign electronically and submit your initial payment to activate policy binding immediately.

  4. 04

    Receive Monthly Payment Notices

    Pivot Funding sends monthly billing notices by email or mail based on your preference.

  5. 05

    Stay Current, Stay Covered

    Keep monthly payments current to maintain uninterrupted coverage through the policy term.

Massachusetts Compliance Notice

Pivot Funding Inc. is licensed as an insurance premium finance company by the Massachusetts Division of Banks pursuant to M.G.L. c. 255C. All agreements are governed by Massachusetts law and include policyholder rights, including advance notice requirements before cancellation.

Ready to get started?

Contact our team and we will guide you through any questions.

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